The Fragile Decade: Why Market Cycles Matter in Retirement There is a risk in retirement that does not get nearly enough attention. It is called sequence of returns risk. Put

The Fallacy of Market Concentration What historical data suggests about concentration and risk in the market A common concern among investors today is that the U.S. stock market depends too

How a Popular Internship Taught Me Exactly What Kind of Advisor I Never Wanted to Be By Mike Clark Twenty-five years ago, I walked into Northwestern Mutual as a 20-year-old

Own Your Future: Why Independent Advisors Stand Out I spent years working at a traditional financial firm, where advisors often find themselves juggling client needs alongside company objectives. Most clients

Media Hype vs. Economic Reality News outlets often make economic news sound scarier than it is, grabbing your attention with fear. But the real story is usually better than the

IULs for Retirement? Why I Don’t Recommend Them to My Clients As a Financial Advisor, I’m seeing a troubling trend on TikTok and Instagram where insurance agents, posing as “financial

Civilian Employees at Scott AFB Secure Your Retirement Amid Uncertainty and Market Volatility If you’re a civilian employee at Scott Air Force Base, you’re likely feeling the pressure of uncertainty.

ELIMINATION OF THE WINDFALL ELIMINATION PROVISION (WEP) IN THE SOCIAL SECURITY FAIRNESS ACT ON JANUARY 5, 2025, A HISTORIC CHANGE TO SOCIAL SECURITY WAS SIGNED INTO LAW WITH THE PASSAGE

DINING OUT VS. EATING AT HOME THE FINANCIAL DIFFERENCE WE ALL LOVE A NIGHT Off FROM COOKING, WHETHER IT’S GRABBING TAKEOUT OR HEADING TO A FAVORITE RESTAURANT. BUT IF YOUR

GYM MEMBERSHIPS INVESTING IN YOUR HEALTH AND FINANCIAL WELLBEING “WHEN IT COMES TO YOUR FINANCIAL GOALS, YOUR HEALTH MIGHT NOT BE THE FIRST THING THAT COMES TO MIND. BUT THE