The True Cost of Being Unhealthy: Why Investing in Yourself Pays Off
Health isn’t just about how you feel—it’s also about how much you spend. An unhealthy lifestyle can take a toll on your wallet as much as your well-being. But the good news? Prioritizing your health now is one of the smartest investments you can make for your future.
February 11, 2025
Gym Memberships: Investing in Your Health and Financial Well-Being
When it comes to your financial goals, your health might not be the first thing that comes to mind. But the truth is, your physical well-being and financial future are closely connected. As the saying goes, "With health, you will either pay for being healthy now with gym memberships or in the future with medical bills."
February 6, 2025
Dining Out vs. Eating at Home: The Financial Difference
We all love a night off from cooking, whether it’s grabbing takeout or heading to a favorite restaurant. But if your goal is to take better control of your finances, cutting back on dining out could be one of the most impactful changes you make.
February 3, 2025
Tame Your Subscriptions: A Simple Resolution for Smarter Spending
It happens to the best of us. You sign up for a streaming service to watch that one show everyone’s raving about, or grab a free trial for an app you’re sure will revolutionize your productivity. Months later, you’re scrolling through your credit card statement and realize you’re still paying for it. Subscriptions can sneak up on anyone, but the good news? Tackling them is one of the easiest ways to tighten up your budget.
January 31, 2025
Navigating the Tax Cuts and Jobs Act (TCJA) Sunset: What You Need to Know and How to Prepare
The Tax Cuts and Jobs Act (TCJA) of 2017, often heralded as one of the most comprehensive tax reforms since the Reagan era, brought about significant changes in the realm of individual income tax, corporate tax, and estate tax.
August 20, 2024
IRS Inherited IRAs Guidelines: 5 Key Takeaways
With the IRS updating its guidelines on inherited IRAs, we've boiled down the essentials for you. Here are key takeaways so you don’t have to navigate the complexities alone. Stay informed and make smart financial choices with ease!
August 16, 2024
Understanding Umbrella Insurance
Umbrella insurance is easily the most overlooked, yet cheap and important form of insurance. What is it? Umbrella liability coverage, also known as excess liability or personal liability insurance, supplements existing insurance policies, such as auto and homeowners insurance. It activates when the liability limits of these primary policies have been exhausted.
August 13, 2024
Weighing Your Options: Lump Sum Pension vs. Annuity
Deciding whether to take your pension as a lump sum or an annuity is a significant retirement crossroads. Each path offers distinct advantages and drawbacks. Let's break down the key factors to help you make an informed decision.
August 16, 2024
Key Components for a Solid Retirement Plan
Planning for retirement involves more than just saving money—it’s about creating a comprehensive strategy to ensure financial security and peace of mind. This guide outlines the essential components of a solid retirement plan. By addressing these key areas, you can build a robust retirement strategy that meets your needs and goals.
August 16, 2024
Key Steps for Safe 529 Withdrawals
Navigating 529 plan withdrawals can be tricky. To ensure you make the most of your funds and avoid penalties, it’s vital to understand the key steps. This guide covers how to identify qualified expenses, avoid tax credit double-dipping, keep accurate records, and synchronize withdrawals with expenses.
August 16, 2024
College – How Do You Know if It’s a Good Investment?
Investing in your child’s education? A tool from The Foundation for Research on Equal Opportunity helps estimate the ROI of over 50,000 programs. Some degrees offer substantial gains, while others may not pay off. Clark Wealth Partners can guide you in making informed financial decisions.
August 16, 2024
Decoding Success: Lessons from Malcolm Gladwell's 'Outliers'
Recognizing that success in investing, much like in other areas of life, is not solely the result of individual acumen or effort, but also of cultural legacies, timing, and opportunity, can lead to more informed and empathetic financial decisions.
March 15, 2024
2024 Wealth Wins: Pro Tips for Financial Empowerment
Whether you're aiming to boost your savings, invest wisely, or simply manage your finances more efficiently, we've got you covered.
February 5, 2024
Betting on Better Choices: A Review of Annie Duke’s 'How to Decide'
In her book, Annie Duke starts by challenging the common misconception that decisions can be made with absolute certainty, drawing upon her extensive background as a professional poker player. She emphasizes that life's decisions are inherently probabilistic and encourages readers to adopt a probabilistic mindset.
January 17, 2024
New Year's Resolutions: Budgeting and Managing Cash Flow with Rocket Money
As we step into the New Year, it's time to take a closer look at our finances, particularly in managing subscriptions and budgeting effectively.
January 17, 2024
Navigating the Unknown: A Review of 'Talking to Strangers' by Malcolm Gladwell
Gladwell's book is an intricate exploration of our interactions with people we don't know, a pertinent theme in our increasingly interconnected yet polarized world.
December 16, 2023
From Dollars to Decisions: A Review of ‘Psychology of Money’
The book touches on significant historical financial events, such as the Great Depression, to illustrate how these events can leave a lasting impact on individuals' financial behavior.